I think, I write and I live

在TimesOnline看到個標題"Thousands of buy-to-let families facetax shock" 

well...tax shock這不新鮮 因為明天就是所得稅申報的到期日

在家裡看到感覺手續很繁複、數字更是令人眼花撩亂

重點在於" buy-to-let" 

每個字都認得，可是湊在一起就是看不通（咦，很像之前家教學生說的話...）

字典沒有、yahoo字典也沒有、忠實的電子辭典也不見個蹤影 

終於在某理財網站上看到些微的解釋

Buy to Let Mortgages are mortgages specifically designed forpeople who want to invest in the property market bypurchasing one or more houses and letting them out totenants. The Owner is then able to benefit from anyappreciation in the capital value of the house itself. They arealso likely to be able to maintain the property and meet much ofthe loan repayment from the revenue realised by letting. The buy tolet phenomenon has driven house prices higher over the last fewyears while making a broader section of rental accommodationavailable.



Some people BUY houses and LET them to tenants.  That isbuy-to -let.

這也算是理財的方法之一，只是在稅務方面有些納稅人沒有誠實報出所收的房租金額....就得承受penalties似乎還不是筆小數目

"...It is understood that many of the 80,000 taxpayers who haveunderdeclared have incorrectly claimed deductions for mortgagerepayments......

Measures introduced include a daily penalty of £60 a day for those who persistently fail to file their self-assessment returns on time, the removal of the cap on penalties it could charge to the value of the unpaid bill and bonuses for inspectors who chase debts. "